See exactly how your money grows.

Enter a principal, a rate, and a term. Ledger works out the simple or compound interest and lays out every year of growth — no spreadsheet required.

From date
To date Use today
Dates are calculated in IST (India Standard Time).
Total amount after 5 years
₹1,40,000
Principal₹1,00,000
Interest earned₹40,000
Balance growth, year by year
Principal
Interest earned
Amount (₹)
Year
Each bar is your balance at the end of that year. The green base is your principal — it never changes. The gold on top is interest earned so far. The dashed line marks your original principal, so anything above it is pure interest. Hover a bar for exact figures.

Year-by-year ledger

How the balance builds up, year after year.
YearOpening balanceInterestClosing balance